Check whether the jeweler or platform offers EMI on gold purchases
Compare EMI interest rates, processing fees, and repayment terms
Verify your eligibility for EMI, such as credit score and income requirements
Choose the gold item or gold investment product you want to buy
Select the EMI payment option at checkout or in-store
Submit the required documents, such as ID, address proof, and income proof
Complete the credit approval or financing process
Review the EMI schedule, total payable amount, and due dates
Make the down payment if required
Complete the purchase and keep all payment records
Pay each EMI on time to avoid penalties or extra charges
Confirm whether the gold will be delivered immediately or after full payment
Check the terms for cancellation, refund, or foreclosure before signing up