Preserve evidence: screenshots, emails, messages, URLs, transaction records, receipts, and timestamps
Stop all contact with the scammer
Contact your bank or payment provider immediately to report the fraud and request a chargeback or reversal
Change passwords for affected accounts
Enable two-factor authentication on important accounts
Report the scam to the website, app, or platform where it occurred
Report phishing emails or messages to the email provider or messaging service
File a report with your local police or cybercrime unit
Report the fraud to your national consumer protection agency
Report identity theft to your national identity theft reporting service, if applicable
Report investment, crypto, or financial scams to the relevant financial regulator
Report online marketplace fraud to the marketplace’s fraud team
Report the scam to the internet crime reporting center in your country
Warn friends, family, or coworkers if your accounts or contacts were compromised
Monitor bank accounts, credit reports, and account activity for suspicious transactions
Freeze or place alerts on your credit if personal information was exposed
Keep copies of all reports, case numbers, and correspondence