Determine whether your claim is valid and within the statute of limitations
Gather all evidence, documents, photos, messages, contracts, and witness information
Identify the correct court and the proper defendant
Check whether you can file in small claims court
Ask the court clerk for fee waiver or in forma pauperis forms
Complete the complaint and all required filing forms
Submit the fee waiver request with proof of low income if required
File the lawsuit with the court clerk
Ask about service of process options and fee waiver for service costs
Request help from legal aid organizations, pro bono attorneys, or law school clinics
Use court self-help centers and official court forms
Keep copies of everything you file and receive
Track deadlines for responses, hearings, and motions
If you cannot afford costs later, request additional fee waivers or cost relief from the court