Save all evidence: messages, emails, receipts, usernames, phone numbers, links, screenshots, and transaction records
Stop all contact with the scammer
Report the scam to the platform, app, website, or marketplace where it happened
Report fraudulent payments to your bank, credit card company, PayPal, or payment app immediately
Change passwords for affected accounts and enable two-factor authentication
Check accounts for unauthorized activity and secure any compromised accounts
File a report with your local police or law enforcement
Report identity theft to the relevant national fraud or consumer protection agency
Report online scams to the appropriate cybercrime reporting center in your country
Warn others by leaving a factual review or complaint on the relevant platform
Keep copies of all reports, case numbers, and follow-up communications