Check your employer’s short-term disability policy or your private disability insurance policy
Confirm that your condition qualifies for short-term disability benefits
Review the waiting period, coverage amount, and required documents
Get medical documentation from your doctor confirming your condition and work restrictions
Obtain the short-term disability claim form from your employer, insurer, or benefits portal
Complete the claim form with accurate personal, employment, and medical information
Ask your doctor to complete any required medical certification sections
Submit the completed application and supporting documents by the deadline
Keep copies of all forms, medical records, and correspondence
Follow up with your employer or insurer to check the status of your claim
Provide any additional information requested during the review process
Appeal the decision if your claim is denied and you believe you qualify