Check your budget and monthly payment limit
Decide the vehicle type, trim, and features you want
Review your credit score
Compare lease offers from multiple dealers or lenders
Negotiate the vehicle price, not just the monthly payment
Confirm the lease term and annual mileage allowance
Ask about the money factor, residual value, and fees
Review upfront costs, including down payment, taxes, and acquisition fees
Read the lease agreement carefully before signing
Verify maintenance, wear-and-tear, and early termination terms
Sign the lease and make the required initial payment
Take delivery of the vehicle and keep all lease documents
Make monthly payments on time
Return the vehicle at lease end or buy it out if allowed