Define your financial goals
Decide what services you need
Choose the advisor type
Check credentials and certifications
Verify fiduciary duty
Review experience and specialties
Understand how they are compensated
Ask about fees and total costs
Check for conflicts of interest
Review their investment philosophy
Ask how they communicate with clients
Confirm account minimums
Read client reviews and references
Verify registration and disciplinary history
Interview multiple advisors
Trust your comfort level with them