PF cannot be withdrawn directly from an ATM
EPF withdrawal must be done through the EPFO portal or UAN-based online claim process
Log in to the EPFO member portal using your UAN and password
Ensure your UAN is activated and your Aadhaar, PAN, and bank details are linked and verified
Go to the online claim section and select the eligible withdrawal option
Submit the claim request and complete OTP verification if required
Track the claim status on the EPFO portal
After approval, the PF amount is credited directly to your linked bank account
If you need help, contact your employer or the EPFO helpdesk