Check your credit report from CIBIL, Experian, Equifax, or CRIF High Mark using your PAN
Use the official credit bureau website or app to request your credit report
Review the “active loans,” “open accounts,” or “credit accounts” section in the report
Check loan details such as lender name, loan type, outstanding amount, and account status
Use your bank’s net banking or mobile app if the loan is with that bank
Contact the lender directly and ask for loan account details linked to your PAN
Visit a loan aggregator or credit report platform that supports PAN-based checks
Verify any unfamiliar active loan entries with the lender immediately
Raise a dispute with the credit bureau if an active loan entry is incorrect
Monitor your credit report regularly for new or unauthorized loans linked to your PAN