Make extra principal payments each month
Round up your mortgage payment
Make one extra mortgage payment per year
Switch to biweekly payments
Refinance to a shorter loan term
Recast your mortgage if allowed
Apply windfalls to principal
Cut unnecessary expenses and redirect savings
Use a budget to free up more cash
Avoid taking on new debt
Increase your income and put the extra toward principal
Set up automatic extra payments
Verify extra payments go to principal
Make lump-sum payments when possible
Review your mortgage terms for prepayment penalties