Check that you meet the basic eligibility requirements
Be at least 18 years old
Have a valid Social Security Number or Individual Taxpayer Identification Number if applying in the U.S.
Have a U.S. mailing address
Have a good to excellent credit score
Review your income and ability to pay the annual fee
Compare the American Express Platinum Card benefits and costs
Visit the American Express website or app
Select the Platinum Card application
Fill out the application form with your personal and financial information
Submit the application for review
Wait for the approval decision
If approved, activate the card when it arrives
Use the card responsibly to maintain good standing