Get the person’s written consent if required by law
Choose a credit bureau or credit reporting service
Collect the required identifying information
Create or log in to...
Contact each credit bureau that placed the freeze
Log in to your online credit bureau account
Call the credit bureau’s automated phone system
Mail a written freeze...
Get a free copy of your credit report from each bureau
Review every account, balance, payment history, inquiry, and personal detail
Mark any incorrect, incomplete, outdated,...
Log in to your Experian account
Go to the credit freeze section
Select Unfreeze or Lift Freeze
Choose temporary or permanent unfreeze
Verify your identity if prompted
Confirm the...
Visit AnnualCreditReport.com
Request your free credit reports from Equifax, Experian, and TransUnion
Provide your personal information for identity verification
Answer security questions if prompted
Download or print your...