Check your credit score
Decide how much money you need
Compare lenders and loan offers
Review interest rates, fees, and repayment terms
Gather required documents
Apply online or in...
Use collateral-based loans
Apply with a co-signer
Show alternative income sources
Use a secured credit card or credit-builder loan first
Borrow from a credit union
Consider a personal loan...
Check your credit report for errors and dispute any inaccuracies
Compare lenders that accept bad credit borrowers
Consider credit unions and community banks
Apply with a co-signer...
Check your credit score before applying
Review your credit report for errors and dispute any inaccuracies
Pay down existing debt
Keep your debt-to-income ratio low
Make sure your...
Check your credit score and credit report
Compare personal loan offers from different banks
Decide how much money you need to borrow
Choose a loan term you...
