Log in to HDFC NetBanking or the HDFC MobileBanking app
Go to the Funds Transfer or Pay section
Select Add Beneficiary or Manage Beneficiary
Choose the beneficiary type such as HDFC account, other bank account, or biller
Enter the beneficiary’s name, account number, IFSC code, and other required details
Review the details and submit
Authenticate using OTP, debit card details, or other verification method
Wait for beneficiary activation if applicable
Once activated, use the beneficiary for fund transfers