Visit the official PMAY website
Select the appropriate PMAY scheme
Click on the application option
Enter your Aadhaar number
Fill in the required personal, income, and contact details
Provide details of your current housing status
Upload the necessary documents
Review the application form carefully
Submit the application online
Note down the application reference number
Track the application status on the official portal
Visit a Common Service Centre if applying offline
Submit the filled application form and documents at the centre
Keep the acknowledgement receipt for future reference