Gather your check register, bank statement, receipts, and any recent transaction records
Record all deposits, withdrawals, checks, debit card purchases, fees, and interest in your check register
Mark all transactions that have cleared the bank
Compare your check register balance to the bank statement balance
Add any deposits you made that are not yet on the bank statement
Subtract any checks, payments, or withdrawals you recorded that have not yet cleared
Subtract any bank fees or automatic payments shown on the statement but not in your register
Add any interest payments shown on the statement but not in your register
Recalculate the adjusted balances
Confirm both balances match
Investigate and correct any differences
Update your register after each new transaction to keep it balanced