Be an active duty, retired, or honorably separated U.S. military service member
Be a cadet or midshipman at a U.S. service academy, in an ROTC program, or in Officer Candidate/Training School
Be an eligible family member of a current or former USAA member
Create a USAA account online or through the USAA mobile app
Provide your personal information and military or family eligibility details
Submit any required documentation to verify eligibility
Wait for USAA to confirm your membership approval
Open the products or services you want after membership is approved