Meet the basic eligibility requirements
Earn a high school diploma or GED
Consider a college degree in finance, business, or a related field
Learn mortgage lending laws, regulations, and loan products
Complete pre-licensing education if required in your state
Pass the SAFE Mortgage Loan Originator Test
Submit to a background check and credit check
Apply for your state mortgage loan officer license through NMLS
Obtain any required employer sponsorship
Gain experience in banking, lending, or sales
Develop strong communication and customer service skills
Build knowledge of underwriting, credit analysis, and loan processing
Stay current with continuing education requirements
Maintain your license and renew it as required
Apply for mortgage loan officer positions at banks, credit unions, or mortgage companies