Log in to your Gemini account
Go to the Borrow or Credit section
Check whether your account is eligible
Review the available loan terms and interest rate
Select the asset you want to use as collateral
Choose the amount you want to borrow
Confirm the repayment terms
Accept the loan agreement
Complete any required identity or risk checks
Submit the request to activate the loan
Monitor your collateral value and loan balance
Repay the loan according to the agreed schedule
Add collateral if required to avoid liquidation