Form a legal business entity
Obtain an EIN from the IRS
Open a business bank account
Register your business with a business phone number and address
Set up a professional business website and email address
Get a D-U-N-S number
Register with business credit bureaus
Establish trade lines with vendors that report to business credit bureaus
Pay all bills early or on time
Keep business and personal finances completely separate
Use a business credit card responsibly
Maintain low credit utilization
Monitor business credit reports regularly
Keep business information consistent across all records
Build relationships with lenders and suppliers
Increase credit limits gradually
Avoid late payments, defaults, and collections