Check your credit reports for errors
Pay every bill on time
Keep credit card balances low
Pay credit card balances in full when possible
Open a secured credit card
Become an authorized user on a responsible person’s account
Use a credit-builder loan
Keep old accounts open
Avoid applying for too many new accounts at once
Mix different types of credit responsibly
Set up automatic payments
Keep your credit utilization below 30%
Monitor your credit regularly
Dispute inaccuracies on your credit reports
Use credit consistently and responsibly