Open a demat account or use a bank/broker platform that offers government securities
Register on RBI Retail Direct to buy government bonds directly from the RBI
Complete KYC using PAN, Aadhaar, bank account details, and mobile number
Log in to the chosen platform
Select the government bond or G-Sec issue you want to buy
Check the coupon rate, maturity date, and minimum investment amount
Place a buy order for the desired quantity
Make payment through the linked bank account or available payment method
Confirm the order and wait for allotment
Track holdings in your demat account or RBI Retail Direct account
Buy government bonds through primary auctions if your platform supports it
Buy existing government bonds in the secondary market through NSE, BSE, or your broker
Consider Treasury Bills, State Development Loans, and dated government securities based on your goal
Review tax treatment and liquidity before investing