Check your eligibility for EMI with the seller, bank, or card issuer
Choose the phone model you want to buy
Select an EMI payment option at checkout or in-store
Provide required documents such as ID, address proof, and income proof if needed
Choose the EMI tenure that suits your budget
Review the interest rate, processing fee, and total payable amount
Complete any credit check or approval process
Make the down payment if required
Confirm the EMI plan and finalize the purchase
Pay the monthly EMI on time until the full amount is cleared