Open an account with a TreasuryDirect account or a brokerage account that offers Treasury securities
Verify your identity and link a bank account for funding and withdrawals
Decide which Treasury bill maturity you want, such as 4-week, 8-week, 13-week, 17-week, 26-week, or 52-week
Check the current auction schedule and upcoming issue dates
Place a noncompetitive bid through TreasuryDirect or your broker
Enter the amount you want to buy in increments allowed by the platform
Submit the order before the auction deadline
Wait for the auction to close and the bill to be issued
Pay the purchase amount when it settles
Hold the bill until maturity or sell it earlier in the secondary market if your platform allows
Receive the face value at maturity directly into your linked account
Reinvest manually or set up reinvestment if available
Review tax reporting for interest earned and any gains or losses if sold before maturity