Confirm the bond is eligible for redemption
Check the issue date and maturity date
Verify the bond is not damaged beyond recognition
Gather valid photo identification
Complete any required Treasury forms
Sign the bond in the presence of a bank or financial institution representative if required
Visit a bank, credit union, or financial institution that cashes savings bonds
Ask whether the institution redeems paper savings bonds
Present the bond and identification
Provide your Social Security number if requested
Receive payment by cash, deposit, or check
If the bond is not accepted locally, mail it to the U.S. Treasury for redemption
Include any required forms and identification with mailed bonds
Keep copies of all documents before mailing
Track the mailing if using a secure shipping method