Visit the bank branch where your APY account is maintained
Carry your APY account details, Aadhaar, PAN, and passbook
Ask for the APY account closure or exit form
Fill in the closure form with correct details
Submit the required documents and the form to the bank official
Clear any pending contributions, if applicable
Provide bank account details for refund or settlement, if required
Collect the acknowledgment receipt after submission
Wait for the bank’s verification and processing
Follow up with the bank if the closure is not completed within the expected time