Log in to your Charles Schwab account
Contact Schwab by phone at 1-800-435-4000
Request account closure from a representative
Confirm any required identity verification
Transfer or withdraw all remaining cash and securities
Close linked accounts, recurring transfers, and direct deposits
Download or save account statements and tax documents
Ask for written confirmation of the closure
Return or destroy any Schwab debit cards, checks, or account materials
Verify the account shows a zero balance and closed status