Check your Social Security Statement online at your my Social Security account
Review your earnings history for accuracy
Identify your full retirement age based on your birth year
Estimate your benefit at age 62, full retirement age, and age 70
Use the Social Security retirement benefits calculator
Consider how many years you worked and how much you earned
Account for cost-of-living adjustments
Factor in spousal, survivor, or disability benefits if applicable
Subtract Medicare premiums and any applicable taxes from your expected net benefit
Contact the Social Security Administration for an official estimate