Cash savings
Home equity loan
Home equity line of credit
Cash-out refinance
Personal loan
Pool financing loan
Contractor financing
Credit card financing
Construction loan
FHA 203(k) loan
USDA renovation loan
VA renovation loan
Savings plan
Borrowing from retirement funds
Family loan
Local bank or credit union loan
Manufacturer or dealer financing
Lease-to-own option
Government or energy-efficiency incentive programs
Bundling with a home improvement loan