Check that you meet basic FHA requirements
Review your credit score and debt-to-income ratio
Save for the required down payment
Gather proof of income, employment, assets, and identification
Find an FHA-approved lender
Get pre-approved for an FHA loan
Shop for a home that meets FHA property standards
Make an offer and sign a purchase agreement
Submit your loan application and required documents
Complete the home appraisal and underwriting process
Provide any additional documents requested by the lender
Close on the loan if approved