Check that you meet the lender’s basic requirements
Gather proof of income, ID, and bank account details
Compare payday loan lenders and terms
Review fees, interest rates, and repayment dates
Complete the online or in-person application
Submit the required documents
Wait for approval
Review the loan agreement carefully
Accept the loan if you can repay it on time
Receive the funds in your bank account or by cash
Repay the loan by the due date