Check that you own a vehicle with a clear title
Make sure the title is in your name and free of liens, or know the lender’s lien requirements
Gather your ID, vehicle registration, proof of insurance, proof of income, and vehicle title
Compare title loan lenders and review rates, fees, repayment terms, and repossession policies
Apply online or in person with the lender you choose
Submit the required documents and vehicle information
Allow the lender to inspect the vehicle if required
Review the loan offer carefully before signing
Sign the agreement and hand over the title as required
Receive the loan funds by cash, check, or direct deposit
Make payments on time to avoid penalties or repossession
Pay off the loan in full to get your title back