Open Cash App and sign in
Tap the Banking or Money tab
Check whether Borrow is available on your account
Make sure your account is in good standing
Receive regular direct deposits into Cash App
Use Cash App frequently for eligible transactions
Keep your balance and repayment history positive
Update the app to the latest version
If Borrow appears, tap it and review the offer
Choose the loan amount if eligible
Accept the terms and confirm the borrow request
Repay on time to keep access to Borrow