Pay the loan in full
Request a PMI cancellation review from your lender
Reach the required loan-to-value ratio based on your original amortization schedule
Make extra principal payments to build equity faster
Refinance into a new loan with at least 20% equity
Confirm your payment history is current and on time
Ensure the property has not declined in value
Submit any required written cancellation request
Provide a new appraisal if your lender requires one
Verify that PMI is removed from future mortgage statements