Visit AnnualCreditReport.com
Request your free credit reports from Equifax, Experian, and TransUnion
Provide your personal information to verify your identity
Answer security questions if prompted
Download or print your credit reports
Request a report directly from each credit bureau
Check whether your bank, credit card issuer, or loan provider offers free access
Use a credit monitoring service if you want ongoing access
Review your report for errors or suspicious activity
Dispute any inaccuracies with the credit bureau