Use your SBI credit card regularly and maintain a good repayment history
Pay all bills on time and avoid missed or delayed payments
Keep credit utilization low, ideally below 30% of the current limit
Increase your income and update income details with SBI
Maintain a healthy credit score
Avoid cash advances and excessive card usage
Keep a stable banking and employment profile
Request a limit enhancement through SBI Card customer care, app, website, or branch
Submit income proof if asked by SBI
Accept pre-approved limit increase offers from SBI, if available
Add a fixed deposit against the card if eligible for a secured limit increase
Close or reduce outstanding loans and other high credit obligations
Wait for periodic automatic limit review by SBI
Ensure your KYC and contact details are up to date