Open a Demat account and trading account with a SEBI-registered broker
Complete KYC using PAN, Aadhaar, bank details, and mobile number
Link your bank account to the trading account
Add funds to your trading account
Learn the basics of stocks, mutual funds, ETFs, and market risks
Set clear investment goals and time horizon
Decide your risk tolerance and asset allocation
Start with diversified investments
Research companies using financial statements, business model, and valuation
Check stock liquidity, debt levels, profit growth, and governance
Use limit orders instead of market orders when needed
Invest through SIPs or staggered buying to reduce timing risk
Avoid investing borrowed money
Diversify across sectors and market caps
Track your portfolio regularly
Rebalance your portfolio periodically
Pay attention to taxes on capital gains and dividends
Use long-term investing for wealth creation
Avoid tips, rumors, and emotional trading
Review broker charges, brokerage, and account maintenance fees
Keep your investment records and statements safe