Heat 1 to 2 tablespoons oil in a large pot over medium heat
Add 1 chopped onion and cook until softened
Add 2 to 4 minced garlic cloves and cook briefly
Add 1 to 2 pounds ground beef, turkey, or plant-based substitute
Cook until browned, breaking it up as it cooks
Drain excess fat if needed
Stir in 2 to 3 tablespoons chili powder
Add 1 teaspoon ground cumin
Add 1 teaspoon paprika
Add 1/2 teaspoon oregano
Add salt and black pepper to taste
Add 1 to 2 tablespoons tomato paste
Add 1 can diced tomatoes
Add 1 can tomato sauce or crushed tomatoes
Add 1 to 2 cups broth or water
Add 1 can drained beans, such as kidney beans or black beans
Bring to a boil
Reduce heat to low
Simmer for 30 to 60 minutes, stirring occasionally
Add more broth or water if needed
Taste and adjust seasoning
Serve hot with toppings if desired