Visit your nearest bank branch, regional rural bank, cooperative bank, or apply through the bank’s online portal if available
Ask for the Kisan Credit Card application form
Fill in the application form with correct personal, land, crop, and income details
Attach required documents such as identity proof, address proof, land ownership or tenancy proof, passport-size photographs, and crop details
Submit income, bank account, and any other documents asked by the bank
If needed, provide proof of cultivation, irrigation, and existing loan details
The bank may conduct field verification of your land and farming activity
Complete any additional KYC or account-opening formalities required by the bank
Wait for the bank’s loan assessment and approval
After approval, collect the Kisan Credit Card and activate it as instructed by the bank
Use the card for approved agricultural expenses such as seeds, fertilizers, pesticides, equipment, and allied activities
Repay the amount within the repayment period to keep the credit facility active