Visit the Kotak Mahindra Bank website or download the Kotak Mobile Banking app
Select the option to open a new savings account online
Choose the account type you want
Enter your mobile number and verify it with OTP
Fill in your personal details such as name, date of birth, PAN, and Aadhaar
Upload the required documents
Complete video KYC if prompted
Set up your account preferences and nominate details if needed
Submit the application
Wait for account approval and activation
Receive your account number and debit card details after successful verification