How to Pay Car Off Faster?

Make extra principal-only payments

Pay every two weeks instead of monthly

Round up each payment

Apply windfalls to the loan

Refinance to a lower rate or shorter term

Cut unnecessary expenses and redirect the savings

Use a debt payoff calculator to set a target

Avoid skipping payments unless the lender allows it

Confirm extra payments go to principal

Sell or trade in the car if the loan is far underwater or unaffordable

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