Make extra payments toward the principal
Pay more than the minimum each month
Switch to biweekly payments
Round up each payment
Apply windfalls like bonuses, tax refunds, or gifts to the loan
Refinance to a lower interest rate
Shorten the loan term if refinancing
Cut unnecessary expenses and redirect the savings
Use a debt snowball or debt avalanche strategy
Avoid skipping payments or adding payment extensions
Check for prepayment penalties before paying extra
Set up automatic extra principal payments
Sell unused items and put the money toward the loan
Trade in or downsize to a cheaper vehicle if needed