Make extra repayments whenever possible
Pay weekly or fortnightly instead of monthly
Round up your mortgage payments
Use salary increases, bonuses, and tax refunds to reduce the principal
Refinance to a lower interest rate
Shorten the loan term if affordable
Switch to principal and interest repayments
Make payments from an offset account
Use an offset account instead of keeping savings in a separate account
Avoid interest-only periods unless necessary
Cut unnecessary expenses and apply the savings to the loan
Rent out a room or part of the property and use the income for repayments
Make lump-sum payments after selling assets
Review fees and charges and eliminate avoidable costs
Keep a strict budget and direct surplus cash to the mortgage