Review your credit reports for errors
Dispute any inaccurate information
Make all current payments on time
Pay every bill by the due date
Create and follow a strict budget
Keep credit card balances low
Use a secured credit card
Apply for a credit-builder loan
Become an authorized user on a responsible account
Avoid applying for too many new accounts
Keep older accounts open when possible
Set up automatic payments and reminders
Reduce overall debt as much as possible
Monitor your credit regularly
Rebuild slowly and consistently