Open a secured credit card
Become an authorized user on a trusted person’s credit card
Apply for a credit-builder loan
Use a student credit card if eligible
Make small purchases each month
Pay the full balance on time every month
Keep credit utilization low
Avoid applying for too many accounts at once
Check your credit reports for errors
Keep old accounts open if possible
Set up automatic payments
Use a mix of credit only when needed
Monitor your credit score regularly