Visit the official PNB net banking portal
Click on the New User / Register / Activate option
Enter your PNB account number, CIF number, and registered mobile number
Verify your identity using OTP sent to your registered mobile number
Set your login password and transaction password
Create your user ID if required
Log in using your credentials
Complete the activation and security setup
If online activation is not available, visit your PNB branch with KYC documents and request net banking activation
Use the login credentials to access PNB internet banking after activation