Buy broad U.S. stock market ETFs
Buy international developed market ETFs
Buy emerging market ETFs
Buy U.S. bond ETFs
Buy Treasury ETF funds across different maturities
Buy corporate bond ETFs
Buy municipal bond ETFs
Buy sector ETFs to spread exposure across industries
Buy factor ETFs such as value, growth, momentum, or quality
Buy small-cap, mid-cap, and large-cap ETFs
Buy real estate ETFs
Buy commodity ETFs
Buy gold or precious metals ETFs
Buy inflation-protected bond ETFs
Buy dividend ETFs
Buy equal-weight ETFs
Buy target-date ETFs
Build a core-satellite ETF portfolio
Rebalance ETF holdings periodically
Use low-cost index ETFs for broad diversification