Estimate your retirement expenses
Calculate your expected retirement income
Set a retirement savings goal
Maximize contributions to retirement accounts
Take advantage of employer matching
Diversify your investments
Review and adjust your asset allocation
Build an emergency fund
Pay down high-interest debt
Create a healthcare plan
Plan for long-term care costs
Decide when to claim Social Security
Consider pension options
Create a withdrawal strategy
Reduce unnecessary expenses
Update your estate plan
Review beneficiaries on all accounts
Prepare a budget for retirement
Test your plan with retirement projections
Meet with a financial advisor if needed