Ensure you are a Muslim, adult, sane, and financially eligible
Confirm that your wealth has reached the nisab threshold
Check that one lunar year has passed on zakatable wealth
Add up all zakatable assets
Include cash, gold, silver, business inventory, trade goods, and receivables likely to be collected
Subtract immediate liabilities and due debts
Calculate 2.5% of the remaining zakatable amount
Pay zakat to eligible recipients
If livestock, crops, or other special assets apply, use the specific zakat rules for those assets