Form a legal business entity
Get an EIN from the IRS
Open a business bank account
Register your business with state and local agencies
Get a business phone number and email address
Set up a business address
Create a professional business website
Establish a business credit profile with Dun & Bradstreet, Experian, and Equifax
Apply for a D-U-N-S number
Keep business and personal finances separate
Use vendors that report to business credit bureaus
Pay all bills on time or early
Maintain low credit utilization
Build trade lines with net-30 vendors
Apply for a business credit card
Keep business information consistent across all records
Monitor business credit reports regularly
Avoid late payments and collections
Increase credit limits gradually
Keep business debt manageable
Build a strong business history over time